Endometriosis - Can I get medical Insurance? | Protection Solutions

Endometriosis – Can I get medical Insurance?

Endometriosis – Can I get medical Insurance?

June 3rd, 2021

Many New Zealand women suffer with a serious health issue called Endometriosis which often ends up not being well managed through the public health system.

What is Endometriosis?

Endometriosis is a condition that affects up to 1 in 10 women and girls in New Zealand. It can make their periods extremely painful, and in some cases makes it difficult to get pregnant. Endometriosis is a condition where tissue similar to the lining of the uterus is found in places outside the uterus, such as on the ovaries or bladder.

There is no cure yet for endometriosis, however symptoms can be treated. There is no one right treatment for everybody, so it’s important to discuss your symptoms with your doctor. For example, a woman wishing to conceive may choose surgery, whereas for others, simple pain management might be more appropriate. To find out more, visit the Endometriosis New Zealand website. Or visit the Southern Cross website here.

Does health insurance cover Endometriosis?

Yes, if you develop Endometritis after you have taken out a health Insurance policy you should be covered.

Being covered for Endometritis will be fine if you have health insurance before any symptoms or a diagnosis has been made, however if you have symptoms and have not been to the Doctor for a diagnosis you would need to disclose this to the health insurance company, and they would likely exclude this condition.

If you require surgery which can cost many thousands of dollars you will need to find an insurance company that offers cover after a stand down or join during a special offer period. Currently there is an insurance company offering this as a special offer till the 30th of June 2021, this offer will cover existing conditions after three years including Endometriosis.

Are you struggling with Endometriosis? There are insurance companies that will cover you for this condition. If you want to know more about what covers can help, contact us and we can find the correct policy to protect you.